2026 Flood Mitigation Assistance Grant Program (United States)

The Department of Homeland Security, through FEMA, is offering the Fiscal Year 2026 Flood Mitigation Assistance (FMA) grant. This discretionary grant aims to reduce the risk of repetitive flood damage to buildings insured under the National Flood Insurance Program (NFIP) in participating communities. Eligible U.S. governments and territories can apply for this funding, with applications closing on 26 February 2027. The Flood Mitigation Assistance (FMA) grant program is designed to provide federal funding to reduce flood risk to buildings and structures insured under the NFIP. The aim is to decrease the financial burden on the NFIP by funding various flood mitigation activities. This program supports states, territories, tribal and local governments in implementing measures that mitigate flood risks.

Eligible entities include:

Local governments must apply through their respective state or territory. The grant supports activities that mitigate flood risks for NFIP-insured properties. The specifics of eligible activities are not detailed in the source but generally include measures that reduce or eliminate flood damage. Flooding poses significant risks to communities, and repetitive flood damage can lead to substantial financial losses. This grant program offers critical funding to help governments implement effective flood mitigation strategies, ultimately safeguarding communities and reducing the NFIP’s financial exposure. Eligible applicants should review the official guidelines available through the Department of Homeland Security or FEMA’s website and adhere to the stated application process. Ensure all documents and requirements are thoroughly prepared to submit a comprehensive application by the deadline.