Hogares de Paz — Selecting one or more Financial Institutions in Colombia capable of providing housing loans to people in process of reincorporation (PER) in the departments of Tolima, Cauca and Santander

The purpose of this EOI is selecting one or more Financial Institutions in Colombia capable of providing housing loans to people in process of reincorporation (PER) in the departments of Tolima, Cauca and Santander.

Hogares de Paz is a development finance initiative that seeks to expand access to housing finance for elegible Persons in Reintegration (PER) access to finance through Clombian Financial Institutions with an established and sound housing lending portfolio. UNCDF invites Colombian Financial Institutions to express their interest in participating in the Hogares de Paz project and to be considered for one or both of the following financial instruments: - Concessional Financing: Financing provided to the Financial Institution at below-market terms, intended to support the provision of more affordable and accessible housing loans to the target population. - Partial Credit Guarantees: Guarantees covering a defined share of the credit risk associated with loans extended to eligible PER, intended to address specific and evidenced risk barriers that constrain the expansion of housing lending to this population. Guarantees will not replace the Financial Institution's own credit assessment. Grants and direct subsidies are explicitly excluded from the scope of this program. This EOI is the first step in a competitive selection process. Shortlisted institutions will be invited to submit a full proposal detailing their operational capacity, geographic presence, housing lending methodology, portfolio quality and proposed financial terms. Final selection will be based on criteria including institutional soundness, demonstrated experience in housing finance, geographic reach, additionality of the proposed intervention, and alignment with the program's development objectives.

Eligible countries and territories: Colombia. Eligible applicants: Private Sector. UNCDF region: West and Central Africa. Deadline: 16-October-2026 @ 11:59 PM (Greenwich Mean Time). Reference: SRC-000034. Applications are submitted online through UNCDF's Q+ Expressions of Interest portal, which requires registration.